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Agriculture Loans

We don’t just support farm growth—we help solve financial challenges. Whether you’re expanding your acreage, refinancing land and equipment, or securing an operating loan to manage cash flows, we tailor financing strategies to fit your operation and keep you moving forward.

Horse Grazing

Real Estate Loans

Invest in land that sustains your livelihood. Our agricultural real estate financing goes beyond land purchases—we help producers refinance existing property, unlock equity through cash-out options, and fund critical infrastructure improvements.

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With competitive rates and flexible terms, we tailor each solution to your operation’s needs—whether you’re scaling up, restructuring debt, or building long-term generational wealth.

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Key Benefits:

  • Flexible rate and repayment options

  • Loans for farmland, rural property, and ag-related infrastructure

  • Cash-out refinancing options to free up working capital

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Let us help you put your land to work – for today and for the future.

Equipment Financing

Unlock the value in your equipment. Our Equipment Financing is built for farmers who already own their machinery. By refinancing existing equipment, we help you unlock capital – providing liqidity for working capital, debt consolidationg, or reinvestment in your farm. We understand the role your equipment plays in your operation, and we structure terms that work with your cash flow – not against it.

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What We Offer:

  • Equity-based refinancing for tractors, combines, planters, and other row crop equipment

  • Flexible terms aligned with seasonal income

  • Fast, straightforward process with no fluff

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Your equipment’s already working hard in the field – let it strengthen your financial position, too.

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Coriander Seeds
Coriander Seeds

Operating Loans

Every growing season brings new challenges and opportunities. Our Operating Loans provide the working capital you need to manage day-to-day expenses and seize timely opportunities.

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Use Your Line of Credit For:

  • Seed, fertilizer, and crop protection

  • Livestock feed and veterinary care

  • Fuel, labor, and repairs

  • Unexpected costs or off-season needs

 

With structured repayment tied to your crop cycle, our financing helps you stay focused on the field – not the paperwork.

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Fueling Farms. Financing Futures.​​​

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© 2025 by Confluence Agriculture. All rights reserved

CONTACT

314-401-4253

St. Louis, Missouri

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