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Lending Criteria
We Say Yes When Others Say No
At Confluence Agriculture, we believe that your past doesn’t define your future. That’s why we take a common-sense approach to lending—focusing on your goals, your potential, and your story, not just your credit score.
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Whether you’ve faced financial setbacks, gone through a bankruptcy, or struggled with bad credit, we’re here to help you move forward.
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​We know life can throw curveballs. Our mission is to provide flexible, understanding financing solutions that help real people achieve real progress—especially in the agricultural community.
Who We Work With

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Poor credit or no credit history
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Past bankruptcies
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Limited collateral
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Start-up or early-stage operations
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Turnaround financial situations
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